Terms of Service.

Last updated: July 26, 2026.

1. Acceptance of Terms

By accessing or using the website at securecapitalsolutions.com (the "Site") or by submitting an application through the Site, you agree to these Terms of Service ("Terms") and our Privacy Policy and Disclosures. If you do not agree, do not use the Site.

2. The service we provide

Secure Capital Solutions Inc ("SCS," "we") operates a commercial financing intermediation service. We collect application information from prospective business borrowers, package it, and present it to one or more third-party funders ("Lender Partners") we believe are most likely to fund the request. SCS does not lend money, originate financing, or fund transactions. Any financing agreement you enter into will be with a Lender Partner directly.

3. Eligibility

To use the application service, you must be at least 18 years of age, authorized to act on behalf of the business identified in the application, and located in a U.S. jurisdiction in which our service is offered. The Site is not directed to consumers seeking personal credit; it is directed to business operators seeking commercial financing.

4. Your authorization

By submitting an application, you authorize SCS to (a) share the information in your application with one or more Lender Partners; (b) make a soft inquiry to consumer reporting agencies if necessary to size up the file at the application stage; and (c) communicate with you by email and, if you provide separate consent, by SMS. Specific consents are described in the application form and in our Privacy Policy and Disclosures.

5. No guaranteed approvals

Submission of an application is not a guarantee of approval, an offer, or funding. All credit decisions are made by Lender Partners based on their own underwriting. Not all applications will receive offers. SCS makes no representations about the likelihood of approval, the rate, the term, or any other commercial terms of any potential offer.

6. Lender Partner agreements govern financing

Any offer presented to you, and any financing agreement you sign, is between you and the Lender Partner. That agreement is governed by the Lender Partner’s documents and applicable law, not by these Terms. SCS is not a party to that agreement, has no authority to modify it, and is not responsible for the Lender Partner’s performance under it. Any disputes regarding the financing transaction itself must be addressed to the Lender Partner.

7. Electronic records and signatures (E-SIGN)

You consent to conduct business with SCS electronically and to receive notices, disclosures, and other communications electronically (including by email and SMS where consented). Your application submission constitutes an electronic record under the federal E-SIGN Act and applicable state Uniform Electronic Transactions Acts. You may withdraw E-SIGN consent through our contact form or by calling 201-676-3971; if you do, we may not be able to provide the application service.

8. About Secure Capital Solutions Inc

Secure Capital Solutions Inc is a corporation organized and existing under the laws of the State of New Jersey. References in these Terms to actions of "SCS" are actions of Secure Capital Solutions Inc through its directors, officers, employees, and authorized agents.

9. Governing law and venue

These Terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws principles. Subject to the arbitration provision in §10, any action arising out of or relating to these Terms or your use of the Site that is permitted to proceed in court must be brought in the state or federal courts located in Monmouth County, New Jersey, and you consent to personal jurisdiction in those courts.

10. Arbitration and class-action waiver

Except for actions to enforce intellectual property rights or seek injunctive relief, any dispute arising out of or relating to these Terms or your use of the Site shall be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall take place in Monmouth County, New Jersey. You and SCS agree that each of us may bring claims against the other only in our individual capacity and not as a plaintiff or class member in any purported class or representative action. Either party may elect to have the arbitration conducted by telephone or based solely on written submissions if the dispute does not exceed $25,000. Judgment on the arbitrator’s award may be entered in any court of competent jurisdiction.

11. Disclaimers

The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. SCS does not warrant that the Site will be uninterrupted or error-free. Any calculator, payment estimator, worked-example block, or other tool on the Site is for illustration only and is not an offer of credit; see our Disclosures.

12. Limitation of liability

To the maximum extent permitted by law, SCS’s total liability arising out of or relating to these Terms or your use of the Site shall not exceed the greater of $100 or the fees you have paid SCS for the service in the 12 months preceding the claim (which, given that SCS does not charge applicant fees, is generally $0). SCS shall not be liable for any indirect, incidental, special, consequential, or punitive damages, lost profits, or lost data. Nothing in this section limits liability that cannot be limited under New Jersey law, including liability for fraud, willful misconduct, or violations of statutory rights that may not be waived.

13. Indemnification

You agree to indemnify and hold harmless SCS, its directors, officers, employees, and agents from any claim, loss, liability, or expense (including reasonable attorneys’ fees) arising out of (a) information you provide that is inaccurate, incomplete, or misleading; (b) your breach of these Terms; or (c) your violation of any law or third-party right.

14. Modifications

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Material changes will be communicated via this page; continued use of the Site after changes constitutes acceptance.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

16. Entire agreement

These Terms, together with the Privacy Policy and Disclosures, constitute the entire agreement between you and SCS regarding your use of the Site and supersede any prior agreements.

17. Contact

Secure Capital Solutions Inc
Contact form
201-676-3971