Five programs. One starting point.
Different businesses generate cash in different ways. The financing structure that fits a trucking fleet doesn’t fit a salon, and the one that fits a salon doesn’t fit a contractor waiting on a $200K invoice. We carry five programs and we know which lenders are funding which structures right now.
Most business-financing comparison sites are funnels — pick a product and the funnel routes you somewhere. We approach it differently. The right product for your business depends on three things: how predictable your revenue is, how soon you need the capital deployed, and how the cost of capital weighs against the alternative of waiting.
Secure Capital Solutions is a broker, not a lender. None of the five programs below are funded by us. Each one is originated, underwritten, funded, and serviced by an independent third-party Lender Partner. We package your file, place it, and get paid by the lender on funding — $0 to you.
Below are the five programs we work with day-to-day. Each one has a dedicated page with how it works, what it costs in plain terms, and a sense of who it’s actually for. The fastest way to figure out the right fit is to apply — we’ll review the file and come back with a structured recommendation, usually the same day. No application fees, no hard pull at this stage.
Fixed capital, fixed schedule.
Lump sum of $25K–$2M repaid on a predictable monthly schedule. Best for renovations, equipment, expansion, or any known one-time outlay.
Term loan details →Capital on standby.
Draw what you need, pay interest only on the balance. $10K–$500K, revolves as you repay. Best for irregular cash flow or seasonal swings.
Line of credit details →Lower-cost capital, secured.
A business-purpose line of $25K–$750K secured by your home equity. Funding in as few as 5 days, credit from 600. Not a refinance.
HELOC details →Turn receivables into cash.
Sell unpaid B2B invoices for an immediate advance. Funds without adding debt. Best for slow-paying commercial AR.
Factoring details →Repayment that flexes with revenue.
An advance against future receipts, repaid as a fixed percent of daily deposits. Best when speed matters more than rate.
RBF details →Not sure which one fits?
Apply once. We review the file, recommend a structure, and shop it to lenders.
Start application →